Whether you’re saving for retirement or a big purchase or trip in the next few years, you should invest your money wisely. Cash savings tend to lose value when inflation is higher than interest rates. On the other hand, investing can often make it easier to beat inflation. Learn how to invest your money. Equities …
Debt management or debt consolidation: Which one is better?
Feeling frustrated seeing the debt burden? You might wonder which strategy to implement. It is indeed difficult to decide if you should attempt debt management or debt consolidation. Both of them have their pros and cons. You have to pick one based on your situation and requisites. Don’t follow others as their requirements might be …
Continue reading “Debt management or debt consolidation: Which one is better?”
Why Job Hopping May or May Not Suit Your Personal Finance As a Whole?
Many young professionals move from one job to another until they find the perfect role and environment. Employers find it difficult to trust someone with a long-term plan if their resume has too many short tenures. Consequently, you will find it hard to get a job unless the credentials are perfect for the profile. It …
Continue reading “Why Job Hopping May or May Not Suit Your Personal Finance As a Whole?”
Want to retire comfortably? Start saving in your 30s!
Life after retirement should be peaceful and free from responsibilities. But it is the time when different health challenges can trigger. Thus, having substantial money ready for retirement is critical. Maybe, it is a future thing. You don’t want to bother about it right now. But if you intend to make your post-retirement life free …
Continue reading “Want to retire comfortably? Start saving in your 30s!”
Tips for Paying for Your College without Taking on Debt
College fees are undoubtedly very high, and they have been rising for a couple of years. Tuition fees and admission costs eat up your budget. Most of the students borrow money from a credit union, and those who cannot meet the eligibility criteria apply for loans like Provident in Ireland. Whether you apply for government-backed …
Continue reading “Tips for Paying for Your College without Taking on Debt”
Viable Practices to Prepare For Any Sort of Financial Emergency
Waiting for the financial crisis to arrange funds and begin saving is a bad idea. Instead, start planning to tackle any sort of emergencies beforehand, whether they are likely to arise or not. ‘Emergency’ the word is itself so nerve-racking. Imagine if it arises in your life in any form. Ask yourself what you need …
Continue reading “Viable Practices to Prepare For Any Sort of Financial Emergency”