How to Balance Saving and Investing for Long-Term Financial Growth?

Striking the right balance between saving and investing is important for long-term financial health in Ireland. Saving offers stability – it’s there in emergencies or if you lose your job. Investing builds wealth over time but carries some risk. If money is tight, focus first on saving 3-6 months of living expenses as a safety …

Debt Solutions for the Unemployed: What Works

Losing a job is tough when you have debt. Ignoring the debts makes problems worse. Fees and interest grow fast. You could get sued, or your credit score could drop badly for years. Don’t give up hope. Many good non-profit groups give free advice. They won’t push certain products. They help make budgets and prioritise …

Is it possible to change my car if it is on finance?

For varied reasons, we plan to change our car. It can be anything, we may want to buy a new car in the market, or we may need to buy a cheaper car for budget issues. Whatever is the reason, the problem is that most of us buy a car in finance. Many people want …

WHY IS PERSONAL FINANCIAL PLANNING NOT AN EASY CUP OF TEA FOR ALL?

You may think that financial mess is for a few days. After some time, it will disappear gradually, and you will have a contented financial life once again. It is a good thought, and everyone has the right to be positive in their approach. But, hold on! Are you confident or overconfident? It is up …

The best electric cars for the family to drive your dreams the right way

There has been a tremendous rise in the production and usage of these electric cars. These electric cars were slowly entering the market in the previous years, but now they have fully arrived and are here to stay. There have been a lot of options now to select from. This variety has helped in bringing …

Long-term Unemployment: effects on finance & tips to plan budget

Sudden break out of the Covid-19 virus impacted the economy of every affected country. There is no doubt that the world economy downgraded to a great extent. Besides, the entire business industry faced significant losses. Gradually, with increasing losses, the field of employment got a huge blow, and lots of people lost their jobs. Now, …

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