Caleb Logan

How Bad Credit Score Can Affect Your Job Application?

You can now quickly search for jobs at the tap of a button. Do you know your job application can get rejected that easily? You might be surprised to know the hidden role of your poor credit scores. Does that mean you should take charge of your finances? This should be done alongside your preparations …

What Is The Best Way To Reduce Retirement Taxation Liabilities?

According to Investor Chronicle reports, “the state pension will increase by 8.5% in April”. The primary reason for that is – the high cost of living. Additionally, the state pension may consume a higher portion of the personal income tax allowance. So, one must ensure careful tax planning around your investments and savings. It helps …

What Is Emotional Spending? How can you get over it?

Does the receipt of a parcel cause an instant dopamine hit? Maybe you are trying to find solace in emotional spending. You are not alone in this stigma as many examples are there. Be it a Gen Z or a Millennial, this habit has not spared anyone. The convenience of placing an order online has …

6 Smart Home Devices That Can Save Your Money  

With energy bills rising at an alarming pace, the cost-of-living crisis is leading individuals to resort to cutting wages. However, can home technology make a dent in your bill? The answer is no. Smart home technology cannot help you save much energy. However, certain gadgets give you a better understanding of your finances and help …

Revamp Your Space With Budget-Friendly Home Renovation Tips

Does home renovation need to be a pricey process? Many people like you have this confusion. This is because they blindly follow stories on the internet. Some people might want to spend extravagantly to redo their home interiors. That is completely an individual thing. However, you can do it the way you want and within …

Are Car Loans The Same As Personal Loans?

Key takeaways Car loans are often considered personal loans, but they are not, in fact. A personal loan is an unsecured loan, while a car loan is a secured loan backed by your car. Both terms are interchangeably used because you do not need additional collateral to put down against the loan, such as your …

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