Warning: Loanstopocket never charges any additional fees for any loan that you have applied.

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Convenient online applications

Apply online without any paperwork. From approval to fund disbursement, the process is entirely digital.

instant loan money
No guarantor or collateral

Borrow funds without any obligation as per your credit purchase power.

expert financial help
Easy eligibility criterion

Apply and qualify for loans conveniently through easy-to-fulfil eligibility conditions.

Loanstopocket - Your trusted lender for loans in Ireland

Time is precious when you face a financial urgency. It is only due to timely availability of funds that you can manage any situation. Hence, private online lenders make it possible for you to borrow money online hassle-free in a short time.

Loanstopocket offers you speedy funds through short-term loans online on bespoke deals. Whether you search for money lenders in Dublin, Limerick, Cork, or anywhere in Ireland, we can reach you there. The application process consists of simple steps: application, approval decision, and fund disbursement. Qualifying for our loans is effortless with flexible lending policies.

You should take a realistic experience and apply for a loan now. Don't let your circumstances dominate you when easy money is available. Get approved, get a loan and pay back in small instalments. As the established private money lenders in Ireland, we offer a smooth borrowing experience.

Need instant money relief? We’ve got your back

Financial emergencies find their way to create unpredictable situations for you. Using your savings can be the instant solution, but not always. An unexpected car repair, home renovation, or medical bill may not be fully paid.

Also, using your nest egg every time will empty your savings. Borrowing a small amount through online loans in Ireland is considered a smart solution these days.

Taking out funds online is quick and also affordable if you choose a private online lender. The personalised loan deals offer you the opportunity to borrow according to your repayment ability. It means you will get a loan and can repay effortlessly in small, pocket-friendly instalments.

Loanstopocket offers a range of short-term loans tailored to meet all your needs. Fully digitised process of our private loans in Ireland without any collateral and guarantor demand. Prove that you earn regularly and have creditworthiness to pay back funds and get instant approval.

Don’t Wait - Get Your Loan in Minutes
  • Pay for medical needs
  • Car repair
  • Wedding expenses
  • Arrange deposit
  • Merge debts
  • Pay educational costs

Why prefer Loanstopocket to get a loan in Ireland?

We are committed to serving all your small loan needs through affordable money loans in Ireland. We have approved hundreds of applicants, providing them with last-minute money support. You can choose us for the following reasons.

Entirely online with no branch visits:

With 100% online loan process, you do not need to worry about visiting the branch to get a loan. Urgent needs don't give you time for lingering procedure. Apply, get approved, and make a fund deposit —all online.

Instant decision and disbursement:

Every minute counts when you need funds urgently. Hence, as a responsible loan company in Ireland, we offer immediate approval decision after online verification of your details.

High approval rate on all loans:

Majority of the loan applications we receive get approved. This is possible due to the easy eligibility criteria, which are credit-friendly and include no stringent terms and conditions.

Option to extend loan tenure:

In case you face any financial issue in repayments, we can extend the loan term. You will get a new repayment schedule. Facilities available for loans in Dublin and throughout Ireland.

All income types are acceptable:

Whether you are an employed individual, self-employed, a part-time employee, or a freelancer, we accept your application. Our only demand is that your repayment ability should be provable.

All credit profiles are allowed:

We receive applications for all credit profiles, from good to bad. Hence, don't worry about rejections if you have a less-than-perfect profile. Prove your ability to pay back and get a loan.

How do our loans work?

Our legit loans in Ireland are available through a fully online application process. Being aware of it will help you understand it better.

Easy loan process
Apply Online Way

Step 01: Choose the loan amount and term

Your first step will be to decide on the borrowing amount and the duration for which it should be borrowed. Finalise it only after analysing your current affordability.

Get a Quick Loan Quote

Step 02: Complete the online form

Fill out a single-page online form where you will need to enter a few personal details. Once you have finished it, submit the form as soon as possible. Then sit back and relax.

Get a Quick Loan Quote

Step 03: Soft credit check

Your application will be gone through a mandatory credit check, but it will be a soft assessment. There will be no mark left of any search footprint when someone goes through your credit file.

Step 04: Loan quote and quick approval

We will provide a loan quote that matches your loan requirements. Confirm with us early if you agree with the quote. Thereafter, we approve a loan for you instantly. We are the fastest money lenders in Ireland.

Step 05: Receive funds

Immediately after you provide your consent for a loan quote, we proceed with disbursing the funds. In a short time, receive funds in your bank account through an online transfer.

What online short-term loans are available here?

With a variety of loan solutions for short terms, you can fulfil all your financial needs. Choose your required option from the choices below, which you usually do not find with other loan companies in Ireland.

Loan/Product Type Eligibility Conditions Key Features Description
Quick Loans
  • The minimum age limit is 18 years, and the maximum is 75 years.
  • Anyone with provable income
  • Active Irish bank account
  • Fast loan approval
  • No paperwork
  • Flexible repayment options
  • Transparent charges
Get instant money for last-minute needs through our emergency loans designed for all personal purposes.
Bad Credit Loans
  • The minimum and maximum age limit criterion is 18 to 75 years.
  • Regular income and employment stability
  • improved payment behaviour in the last six months
  • Designed only for those with a poor credit rating.
  • Short-term loans for small funding needs
  • Soft credit check available
Borrow money as per your repayment ability through loans for bad credit on personalised deals that make the loan affordable.
Loans for Unemployed
  • Minimum age limit is 18 years
  • Any provable income, including unemployment benefits, freelance work, etc.
  • Authentic residency proof as an Irish resident.
  • No employment needed
  • Personalised deals despite unemployment
  • Flexible approach to repayments
Get easy income support loans, using unemployment benefits or any income source.
Doorstep Loans
  • Address proof needed
  • No bank account required
  • Provable income through any earning source
  • Cash delivered to the doorstep
  • Repayment collection too at home
  • Get funds the same day
Get cash at your doorstep without a bank account through home credit loans, irrespective of your credit score status.
Business Loans
  • Minimum age limit is 18 years
  • Trading history of 6 months to 24 months
  • Must be operating and registered in Ireland
  • SME and start-ups without collateral
  • Loan tenure 6 months to 5 years
  • Fast online loan process with approval.
Get speedy funding for small businesses and start-ups through business loans in Ireland without collateral on bespoke loan offers.
Debt Consolidation Loans
  • Should have multiple debts,
  • Income proof required
  • Employment stability proof
  • Credit check permission (if required)
Merges multiple debts into one affordable loan Simplify your debt management through debt consolidation loans in Ireland and repay at a lower rate.
Home Improvement Loans
  • Minimum age limit is 18 years
  • Bank statement of six months
  • Regular income proof of the last six months
  • Address proof
  • Loans for repairs and renovations
  • Short-term to medium-term loans
  • Use for any home improvement purpose

Get funds to repair and maintain your home through renovation loans and pay back through easy and flexible repayment plans.

Car Loans
  • Minimum age limit 18 years
  • You must have an active bank account
  • Income consistency and employment stability proof
  • Apply despite bad credit
  • Loan tenure 1 to 7 years
  • Approval time of 24 to 48 hours
Purchase a new or used vehicle through car loans and loans for used cars on predictable and easy terms through an online process.
Green Loans
  • Regular income
  • Residency proof
  • Employment stability proof
  • Verified bank account
  • Purpose-specific loans
  • Flexible loan tenure
  • 100% online process
Embrace an eco-friendly lifestyle using green loans in Ireland for purposes like solar panel installation, water recycling setup, etc., while attaining funds at a lower rate of interest.

What are the benefits of borrowing from online loan agencies?

For many reasons, Irish citizens now prefer genuine and honest private money lenders in Ireland over banks. You should also be aware of these reasons.

Unsecured personal loans ireland
Loans for Any Personal Need

Quick loan process:

A fully online loan process ensures a fast approval decision and timely disbursement of funds. We value your time and offer speedy funds.

No Requirement of Reapplying

24x7 available:

You can apply for funds at any time of the day. For any purpose, getting approved even at midnight or early morning is possible.

Comfortable and Flexible Lending

Confidential & Secure:

Financial and personal details that you share with us always remain safe. We adhere to all privacy ethics to ensure the safety and security of our customers.

Loan Approval on Income

No documentation:

From application to approval and fund deposit, we process loan requests online. Hence, it does not need any paperwork, and you submit all details digitally.

Past Credit Score is Irrelevant

Easy to be eligible:

Follow a few conditions, and you are eligible for loans irrespective of credit score and employment status. The minimum age requirement is 18 years, with a regular income and an authentic address.

personal loans ireland

You may have your list of money lenders in Ireland, but we are dependable too. Transparency, fast, and flexibility are primary loan features that make us stand out. If small needs of funds are your concern, choose from a variety of our short-term loans.

Frequently Asked Questions

Is it safe to take an online loan?
How quickly can I get approved?
What documents are needed to apply?
Are loans in Ireland unsecured or secured?
What are typical interest rates?
Where can I get a loan in Ireland?

You can obtain a loan from a traditional lender or a private online lender with a regulatory verification. However, traditional lenders have stringent loan policies. It means they may reject you considering your poor credit history. Additionally, there are constraints on the type of income that can be reported. However, with an online private loan company, you can get affordable, personalised deals regardless of your income type. Also, the loans are credit-friendly.

Is it legal to borrow from private money lenders?

Yes, considering the consumer protections in Ireland, it is indeed legal to get a loan from a private money lender. They perform better in terms of transparency. This is because their online process is usually digitised, and you can check the latest status of the application online. Additionally, private lenders disclose the APR and applicable charges upfront.

What if I have bad credit?

There is nothing wrong with having a bad credit score. You can still avail funds by proving your repayment ability without having any credit score impact. A regular income and a satisfying debt-to-income ratio help you easily qualify for funds. To ensure your affordability, use our free eligibility checker or apply for no credit check loans and borrow confidently.

What happens if I can't repay my loan?

Not repaying your loan is a default, which brings several consequences. However, we also offer debt counselling options to help our borrowers repay on time. Knowing the situations below helps make better repayment plans.

  • Interest rates keep increasing the total loan amount pending payment.
  • Default charges apply, which can be heavy on your pocket.
  • Your credit score drops considerably, making it difficult to get another loan in the future.
  • Legal actions can be taken against the borrower for recovery.
  • The default stays on your credit report for six years, which can spoil your financial peace.

What our customers are saying…

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